Mt Vernon Homes under $500,000

Welcome to Mt. Vernon, Texas – a hidden gem nestled in the heart of Franklin County! Known for its charming small-town atmosphere and rich history, Mt. Vernon offers a unique blend of southern hospitality and modern convenience. With its picturesque landscapes, vibrant community, and an array of outdoor activities, this city is perfect for families, retirees, and anyone looking to embrace a relaxed lifestyle.

One of the most appealing aspects of Mt. Vernon is its diverse real estate market, particularly for those seeking homes under $500,000. Here, you’ll find a variety of options that cater to different tastes and preferences. From cozy single-family homes to spacious properties with sprawling yards, there’s something for everyone. Whether you’re a first-time homebuyer or looking to invest, the affordability of homes in this area makes it an ideal choice.

The community is brimming with charm, featuring local shops, restaurants, and parks that encourage a close-knit lifestyle. Enjoy leisurely strolls through the historic downtown area, or spend weekends exploring the natural beauty of nearby Lake Cypress Springs, where fishing and water sports abound.

Mt. Vernon is also conveniently located near major highways, making it easy to access nearby cities while still enjoying the tranquility of rural living. With its welcoming atmosphere and affordable housing options, Mt. Vernon is not just a place to live; it’s a place to call home. Come discover the beauty and warmth of this delightful city today!

Newest Mt Vernon Homes under $500,000

$209,900

3 Beds ⋅ 2 Baths ⋅ 26013434 MLS

Owner financing available! Enjoy fresh updates and room to spread out in this inviting 3-bedroom, 2-bath brick home on a generous .61-acre lot in Mount Vernon. Fresh paint, new flooring, new appliances, and updated bathrooms and kitchen give the home a refreshed feel. The kitchen features an island with a breakfast bar and opens to the spacious living area—ideal for entertaining or everyday living. Electrical and plumbing were redone in 2019. Outside, the large fenced backyard offers privacy and plenty of space for gardening, outdoor gatherings, or simply relaxing. Flexible purchase options include seller financing with a required down payment; ITIN buyers are welcome, and less-than-perfect credit may be considered. Lease and rent-to-own options are also available. Contact the listing agent for details and terms.

208 Miller St, Mt Vernon

Listing Courtesy of: with Century 21 Butler Real Estate. rick@century21butler.com

$315,000

4 Beds ⋅ 2 Baths ⋅ 26013385 MLS

Neat, solid 4-bedroom, 2-bath brick home with 2-car carport on about 1.38 acres, just over a mile from Mt. Vernon. This home features a split bedroom arrangement with the main suite on one side of the house and the other three bedrooms and a full bath on the other side. The vaulted great room has a wood-burning fireplace. A spacious dining area can accommodate a large table and is positioned just off the kitchen. The kitchen has lots of cabinet and counter space and includes an island. Appliances include an electric cooktop, double ovens a dishwasher and fridge. The utility room sits just behind the kitchen, and an adjacent outside door opens onto the carport. The back yard is surrounded by a privacy fence and also contains a metal 8x16 storage building.

26 County Road 2045, Mt Vernon

Listing Courtesy of: with Century 21 Butler Real Estate. rick@century21butler.com

$419,000

3 Beds ⋅ 3 Baths ⋅ 26013087 MLS

Welcome to 150 County Rd NE 2045 in Mt Vernon! Situated on a generous 1.829-acre lot. This spacious 2,826 sq ft home combines peace, privacy, and modern updates. The functional floor plan offers 3 bedrooms, 2.5 bathrooms, a dedicated office, and a large upstairs bonus/game room. Enjoy recent upgrades completed within the last year or two, including a complete HVAC replacement, fresh interior paint, some new flooring, and all-new kitchen appliances. Step outside to relaxing outdoor spaces with a covered front porch and an expansive covered back porch overlooking the huge, privacy-fenced backyard. Complete with an oversized 2-car garage. Located within a few miles of the historic downtown with easy access to HWY 67. Schedule your showing today!

150 County Road 2045 Ne, Mt Vernon

Listing Courtesy of: with Patrick Redfearn Realty, LLC. patrick@patrickredfearnrealty.com

$205,000

2 Beds ⋅ 1 Baths ⋅ 26012816 MLS

This beautifully maintained 2-bedroom, 1-bath home has been cared for with love and pride for years. Thoughtfully renovated throughout, it offers modern comfort while preserving its warm, welcoming character. Inside, you’ll find bright, inviting living spaces with fresh updates, a functional kitchen, and comfortable bedrooms. Every detail reflects the care the owners have poured into this home from the quality finishes to the thoughtful improvements that make daily living a pleasure. Outside, the generous half-acre lot provides plenty of room to breathe, play, and entertain. Enjoy peaceful mornings on the porch or create your own backyard oasis. A spacious storage building in the back offers excellent workshop, hobby, or extra storage space. Whether you’re a first-time buyer, looking to downsize, or seeking a peaceful retreat with room to grow, this lovingly updated home is ready for its next chapter. Don’t miss your chance to own this gem!

508 Fleming St, Mt Vernon

Listing Courtesy of: with Castillo Realty. info@castillorealtyco.com

$489,000

2 Beds ⋅ 2 Baths ⋅ 26012399 MLS

Cast a line right from your own backyard! Set on 6.25 acres just minutes from Lake Cypress Springs, this unique barndominium offers a stocked pond with a fishing pier and fountain—perfect for peaceful mornings on the porch or an afternoon of fishing. Inside, the home features 2 bedrooms, 2 baths, dedicated office space, 2 living areas and 2 fireplaces and all appliances convey. A tiny guest home provides additional space for visitors, hobbies or a private retreat. Outside, you’ll find an attached garage, RV carport, additional carport, 25x30 shop, fruit trees and established garden areas. A rare country property where recreation, versatility and everyday living come together—all just outside Mount Vernon.

1562 Se County Road 4115, Mt Vernon

Listing Courtesy of: with Century 21 Butler Real Estate. rick@century21butler.com

$295,000

4 Beds ⋅ 2 Baths ⋅ 26012346 MLS

Welcome home! This charming 4-bedroom, 2-bath home offers a comfortable, open-concept layout with a spacious living area, inviting kitchen, and plenty of room for everyday living and entertaining. The kitchen features abundant cabinetry, granite-style countertops, stainless-steel appliances, and a convenient breakfast/dining area. The primary bedroom provides a relaxing retreat with an ensuite bath, while the additional bedrooms offer flexibility for family, guests, or a home office. Durable wood-look flooring flows throughout the main living spaces, creating a warm and cohesive feel. Outside, enjoy a large privacy-fenced backyard with plenty of space for pets, children, gardening, or outdoor gatherings. The covered back patio provides an ideal spot to relax and enjoy the backyard. A two-car attached garage and generous driveway add plenty of parking and storage convenience. Located in an established neighborhood, this home combines comfort, functionality, and a great outdoor space—ready for its next owner to make it home!

114 Oliver Wendell Ct, Mt Vernon

Listing Courtesy of: with Mayben Realty - Mt. Vernon. mmayben@maybenrealty.com

$159,000

3 Beds ⋅ 2 Baths ⋅ 26011834 MLS

Charming 3-bedroom, 2-bathroom manufactured home situated on approximately 1.192 acres just outside Mount Vernon. Manufactured in 2015, this approximately 1,144-square-foot home features a comfortable open floor plan that creates an inviting flow between the living, dining, and kitchen areas. The property offers a peaceful country setting with scattered trees and natural beauty while still being conveniently located near the city and Mount Vernon schools. Enjoy the outdoors from the covered back deck, perfect for relaxing or entertaining. Two small outbuildings provide additional covered storage for outdoor items. With over an acre of land, this property offers room to enjoy the space, garden, play, or simply appreciate the quiet surroundings. Excellent opportunity for those looking for an affordable home with acreage in the Mount Vernon area and just minutes from Lake Cypress Springs. (Refrigerator, Freezer, washer and dryer do not remain with the property. The Metal tiny home and NW frame shed shown on the survey no longer exist on the property.)

840 Fm 21, Mt Vernon

Listing Courtesy of: with Coldwell Banker Lakehaven, REA. david@watsonrealtors.com

$349,900

2 Beds ⋅ 2 Baths ⋅ 26011345 MLS

Rare opportunity to find such a lovely 2 Br/2 Ba with 2 car carport home with an additional 336 sf of heated and cooled living space in the highly desired Tall Tree subdivision of beautiful Lake Cypress Springs. The home sits on 2 water-view lots overlooking Lake Cypress Springs with mature pines and hardwoods. The house includes full-length front and back porches for early morning or late evening coffee and nature watching. The living room has a vaulted ceiling with ceiling fan and gas-log fireplace and an open kitchen/living design including a breakfast bar/island and stainless appliances and an oversized farm-style sink and skylights. The home includes plank style tile floors throughout. Both the master bath and guest bath have an oversized walk-in shower and granite countertop and both have access to the screened back porch. The additional 336 sf living space with it's own separate mini-split a/c unit would be the perfect office/workout room/he or she shed. Subdivision amenities include: remote controlled gate, boat ramp, pool, tennis/basketball courts and community meeting room. A must see if you are looking for a permanent home or weekend retreat. Schedule your private showing today.

670 Cypress Creek Dr, Mt Vernon

Listing Courtesy of: with Century 21 Butler Real Estate. rick@century21butler.com

$189,000

2 Beds ⋅ 2 Baths ⋅ 26011294 MLS

Escape to Country Charm Experience the perfect blend of tranquility and convenience in this delightful frame cottage. Nestled on a beautifully shaded .95-acre lot, this home offers a peaceful retreat while remaining just moments away from town. Inside, you are welcomed by a warm den and a spacious, formal dining room perfect for gatherings. A standout feature is the inviting sunroom, which overlooks a wrap-around deck—the ideal spot for your morning coffee. The interior layout features one well-appointed bedroom, including a unique and airy loft bedroom, accompanied by two full baths. Step outside to find your own private sanctuary, complete with a stone patio, manicured landscaping, and a serene fish pond. Whether you are relaxing on the deck or tending to your lush, tree-shaded yard, this property promises a lifestyle of comfort and style.

98 County Road 1030 Nw, Mt Vernon

Listing Courtesy of: with Patrick Redfearn Realty, LLC. patrick@patrickredfearnrealty.com

$199,000

2 Beds ⋅ 1 Baths ⋅ 26009789 MLS

Country Living Just Minutes from Historic Downtown Mount Vernon! Don’t miss this charming 2BR-1BA home situated on just over one acre just outside the city limits of Mount Vernon, Texas. Offering the perfect combination of country living & small town convenience, this home is ready for you to add your own personal style with your choice of paint & flooring. Inside, you’ll find an oversized kitchen & dining area featuring custom cabinetry that opens into a spacious living room, creating the perfect space for entertaining family and friends. The home also offers two generous bedrooms with walk-in closets & a beautifully designed custom bathroom. Enjoy peaceful East Texas mornings & evenings from the full length covered front & back porches overlooking the spacious yard. The property is fully fenced with a 5 foot chain-link fence, & includes a brand-new aerobic septic system, providing added value & peace of mind. Located only one minute from the shopping, restaurants, schools, and entertainment of downtown Mount Vernon, & just minutes from Lake Cypress Springs, this property is ideally positioned for enjoying everything East Texas has to offer. Conveniently located approximately 100 miles east of Dallas along Interstate 30. Whether you’re looking for your first home, a weekend getaway, or a peaceful place to call home, this property offers incredible potential and is priced to sell.

175 Nw County Road 1010, Mt Vernon

Listing Courtesy of: with United Country Cain Agency. info@winnsborotx.com

$295,000

2 Beds ⋅ 2 Baths ⋅ 26009671 MLS

Sellers Motivated! Don't miss the opportunity at this Charming Lake Community Retreat Just One Block from Beautiful Lake Cypress Springs! Nestled in the highly sought-after, gated Tall Tree community, this beautifully updated 2-bedroom, 2-bathroom home offers the perfect blend of rustic character and modern comfort. Surrounded by mature trees and abundant wildlife, the property invites nature indoors with large windows that frame scenic wooded views and flood the space with natural light. Inside, warm pine-accented walls create an inviting, cozy atmosphere. The completely updated kitchen boasts contemporary fixtures, a convenient breakfast bar, a spacious pantry, and updated bathrooms—ideal for both everyday living and casual entertaining. The one car garage features extra overhead storage, and the separate outdoor storage building offers incredible potential to be converted into a private home office, hobby shop, or extra living space. Enjoy exclusive access to premium Tall Tree amenities, including 2 private boat ramps, clubhouse, tennis courts, swimming pool, and 24/7 gated security. This property presents a rare opportunity to own a tranquil lake-area home with both comfort and character a peaceful primary residence, a turnkey weekend escape, or a high-potential investment property in East Texas, this rare gem delivers. See list of updated in associated docs.

38 Twisted Trail, Mt Vernon

Listing Courtesy of: with Texas Real Estate Executives. texasrealestateexecutives@yahoo.com

$347,900

4 Beds ⋅ 2 Baths ⋅ 26001599 MLS

Looking for a place in the country but close to town? You found it with this one! Cute 4 bed, 2 bath brick home is on 4 acres with a nice pond, good pasture. Property has been fenced and cross fenced. There is a shop with a covered area for parking your lawn mower or tractor. And, if you own a small plane, there is an airport just down the road! Don't miss this one! Call today to schedule your private showing!

1960 Nw County Road 1030, Mt Vernon

Listing Courtesy of: with Mayben Realty - Pittsburg. mmayben@maybenrealty.com

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) of the Greater Tyler Association of REALTORS Multiple Listing Service. The IDX logo indicates listings of other real estate firms that are identified in the detailed listing information. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information is deemed reliable, but not guaranteed.