Mt Vernon Homes under $400,000

Mt Vernon Homes under $400,000

Welcome to Mount Vernon, Texas – a hidden gem nestled in the heart of Franklin County! This charming city, known for its welcoming atmosphere and rich history, offers a perfect blend of small-town charm and modern conveniences. With a population just over 2,600, Mount Vernon boasts a close-knit community that prides itself on its Southern hospitality.

As you explore this picturesque town, you’ll discover a vibrant downtown area filled with quaint shops, delightful eateries, and local markets. Outdoor enthusiasts will appreciate the nearby Lake Cypress Springs, which provides ample opportunities for fishing, boating, and picnicking. The scenic beauty of the surrounding countryside makes Mount Vernon a haven for nature lovers, with trails and parks perfect for hiking and leisurely strolls.

For those looking to settle down in this idyllic setting, Mount Vernon offers an array of homes under $400,000, making it an attractive option for first-time buyers, families, and retirees alike. From charming historic houses to modern single-family homes, there is something for everyone here. With affordable housing options, you can enjoy the benefits of homeownership without breaking the bank.

Mount Vernon’s strong sense of community, excellent schools, and commitment to preserving its rich heritage make it an ideal place to call home. Whether you’re looking for a peaceful retreat or a vibrant community to raise your family, Mount Vernon has it all. Come experience the charm of this delightful Texas town and discover your dream home today!

Newest Mt Vernon Homes under $400,000

257 Se County Road 4280, Mt Vernon
$399,900
3 Beds ⋅ 2 Baths ⋅ 26013742 MLS
Welcome to East Texas living on approximately 2.08 acres in Franklin County! Located within Mount Vernon ISD and less than 10 minutes from Lake Cypress Springs public boat ramp and less than 20 minutes from Lake Bob Sandlin! Short commute of 30 minutes to Mount Pleasant or Sulphur Springs and just 20 minutes from Winnsboro! This 3 bedroom, 2 bath home with over 2000 square feet of living space offers a functional blend of comfort and country living with numerous updates throughout. Fresh interior paint, granite kitchen countertops, crown molding, updated fixtures, and an updated ROOF and HVAC system (2017) add to this home's appeal. Fiber Optic Internet provides excellent connectivity for today's lifestyle or working from home! The floor plan offers two living areas, or the option to use one as a spacious formal dining area, with plenty of room for family gatherings or entertaining. Step onto the oversized covered back patio to take in the privacy and tranquility of the property. A standout feature is the workshop complete with a fully finished heated and cooled space that can function as a craft room, at home office, or even a private guest room! This space also offers protected tool and equipment storage or extra covered parking! Property has a brand new survey and is deed restricted but does not have an HOA. CALL today to schedule your private showing!

257 Se County Road 4280, Mt Vernon

Listing Courtesy of: with East Texas Real Estate Group. libbyetrg@gmail.com
400 Main St, Mt Vernon
$74,900
3 Beds ⋅ 2 Baths ⋅ 26013634 MLS
Welcome to the Joe Arrington House, a historic Mount Vernon treasure dating to 1914! Ideally situated on a corner lot just a short walk from the downtown square, this approximately 1,460-square-foot home offers a wonderful opportunity to own a piece of local history while enjoying the convenience of being close to Mount Vernon’s charming downtown shops and restaurants. Featuring 3 bedrooms and 2 bathrooms, the home is currently livable and offers central A/C, a newer roof, and an updated kitchen. The home retains the character and charm you would expect from a property of this age, while providing a comfortable foundation for its next chapter. This is a wonderful opportunity for someone who appreciates historic homes and can see the possibilities. The property would benefit from additional TLC and updates, allowing its next owner to restore, refresh, and personalize this special home while preserving its historic character. With its corner-lot setting, walkable downtown location, updated kitchen, newer roof, and the distinction of being known as the Joe Arrington House, this property offers something truly special. Bring your vision and make this historic Mount Vernon home your own!

400 Main St, Mt Vernon

Listing Courtesy of: with Mayben Realty, LLC. mmayben@maybenrealty.com
26 County Road 2045, Mt Vernon
$315,000
4 Beds ⋅ 2 Baths ⋅ 26013385 MLS
Neat, solid 4-bedroom, 2-bath brick home with 2-car carport on about 1.38 acres, just over a mile from Mt. Vernon. This home features a split bedroom arrangement with the main suite on one side of the house and the other three bedrooms and a full bath on the other side. The vaulted great room has a wood-burning fireplace. A spacious dining area can accommodate a large table and is positioned just off the kitchen. The kitchen has lots of cabinet and counter space and includes an island. Appliances include an electric cooktop, double ovens a dishwasher and fridge. The utility room sits just behind the kitchen, and an adjacent outside door opens onto the carport. The back yard is surrounded by a privacy fence and also contains a metal 8x16 storage building.

26 County Road 2045, Mt Vernon

Listing Courtesy of: with Century 21 Butler Real Estate. rick@century21butler.com
508 Fleming St, Mt Vernon
$205,000
2 Beds ⋅ 1 Baths ⋅ 26012816 MLS
This beautifully maintained 2-bedroom, 1-bath home has been cared for with love and pride for years. Thoughtfully renovated throughout, it offers modern comfort while preserving its warm, welcoming character. Inside, you’ll find bright, inviting living spaces with fresh updates, a functional kitchen, and comfortable bedrooms. Every detail reflects the care the owners have poured into this home from the quality finishes to the thoughtful improvements that make daily living a pleasure. Outside, the generous half-acre lot provides plenty of room to breathe, play, and entertain. Enjoy peaceful mornings on the porch or create your own backyard oasis. A spacious storage building in the back offers excellent workshop, hobby, or extra storage space. Whether you’re a first-time buyer, looking to downsize, or seeking a peaceful retreat with room to grow, this lovingly updated home is ready for its next chapter. Don’t miss your chance to own this gem!

508 Fleming St, Mt Vernon

Listing Courtesy of: with Castillo Realty. info@castillorealtyco.com
114 Oliver Wendell Ct, Mt Vernon
$295,000
4 Beds ⋅ 2 Baths ⋅ 26012346 MLS
Welcome home! This charming 4-bedroom, 2-bath home offers a comfortable, open-concept layout with a spacious living area, inviting kitchen, and plenty of room for everyday living and entertaining. The kitchen features abundant cabinetry, granite-style countertops, stainless-steel appliances, and a convenient breakfast/dining area. The primary bedroom provides a relaxing retreat with an ensuite bath, while the additional bedrooms offer flexibility for family, guests, or a home office. Durable wood-look flooring flows throughout the main living spaces, creating a warm and cohesive feel. Outside, enjoy a large privacy-fenced backyard with plenty of space for pets, children, gardening, or outdoor gatherings. The covered back patio provides an ideal spot to relax and enjoy the backyard. A two-car attached garage and generous driveway add plenty of parking and storage convenience. Located in an established neighborhood, this home combines comfort, functionality, and a great outdoor space—ready for its next owner to make it home!

114 Oliver Wendell Ct, Mt Vernon

Listing Courtesy of: with Mayben Realty - Mt. Vernon. mmayben@maybenrealty.com
840 Fm 21, Mt Vernon
$159,000
3 Beds ⋅ 2 Baths ⋅ 26011834 MLS
Charming 3-bedroom, 2-bathroom manufactured home situated on approximately 1.192 acres just outside Mount Vernon. Manufactured in 2015, this approximately 1,144-square-foot home features a comfortable open floor plan that creates an inviting flow between the living, dining, and kitchen areas. The property offers a peaceful country setting with scattered trees and natural beauty while still being conveniently located near the city and Mount Vernon schools. Enjoy the outdoors from the covered back deck, perfect for relaxing or entertaining. Two small outbuildings provide additional covered storage for outdoor items. With over an acre of land, this property offers room to enjoy the space, garden, play, or simply appreciate the quiet surroundings. Excellent opportunity for those looking for an affordable home with acreage in the Mount Vernon area and just minutes from Lake Cypress Springs. (Refrigerator, Freezer, washer and dryer do not remain with the property. The Metal tiny home and NW frame shed shown on the survey no longer exist on the property.)

840 Fm 21, Mt Vernon

Listing Courtesy of: with Coldwell Banker Lakehaven, REA. david@watsonrealtors.com
670 Cypress Creek Dr, Mt Vernon
$344,900
2 Beds ⋅ 2 Baths ⋅ 26011345 MLS
Rare opportunity to find such a lovely 2 Br/2 Ba with 2 car carport home with an additional 336 sf of heated and cooled living space in the highly desired Tall Tree subdivision of beautiful Lake Cypress Springs. The home sits on 2 water-view lots overlooking Lake Cypress Springs with mature pines and hardwoods. The house includes full-length front and back porches for early morning or late evening coffee and nature watching. The living room has a vaulted ceiling with ceiling fan and gas-log fireplace and an open kitchen/living design including a breakfast bar/island and stainless appliances and an oversized farm-style sink and skylights. The home includes plank style tile floors throughout. Both the master bath and guest bath have an oversized walk-in shower and granite countertop and both have access to the screened back porch. The additional 336 sf living space with it's own separate mini-split a/c unit would be the perfect office/workout room/he or she shed. Subdivision amenities include: remote controlled gate, boat ramp, pool, tennis/basketball courts and community meeting room. A must see if you are looking for a permanent home or weekend retreat. Schedule your private showing today.

670 Cypress Creek Dr, Mt Vernon

Listing Courtesy of: with Century 21 Butler Real Estate. rick@century21butler.com
98 County Road 1030 Nw, Mt Vernon
$189,000
2 Beds ⋅ 2 Baths ⋅ 26011294 MLS
Escape to Country Charm Experience the perfect blend of tranquility and convenience in this delightful frame cottage. Nestled on a beautifully shaded .95-acre lot, this home offers a peaceful retreat while remaining just moments away from town. Inside, you are welcomed by a warm den and a spacious, formal dining room perfect for gatherings. A standout feature is the inviting sunroom, which overlooks a wrap-around deck—the ideal spot for your morning coffee. The interior layout features one well-appointed bedroom, including a unique and airy loft bedroom, accompanied by two full baths. Step outside to find your own private sanctuary, complete with a stone patio, manicured landscaping, and a serene fish pond. Whether you are relaxing on the deck or tending to your lush, tree-shaded yard, this property promises a lifestyle of comfort and style.

98 County Road 1030 Nw, Mt Vernon

Listing Courtesy of: with Patrick Redfearn Realty, LLC. patrick@patrickredfearnrealty.com
175 Nw County Road 1010, Mt Vernon
$199,000
2 Beds ⋅ 1 Baths ⋅ 26009789 MLS
Country Living Just Minutes from Historic Downtown Mount Vernon! Don’t miss this charming 2BR-1BA home situated on just over one acre just outside the city limits of Mount Vernon, Texas. Offering the perfect combination of country living & small town convenience, this home is ready for you to add your own personal style with your choice of paint & flooring. Inside, you’ll find an oversized kitchen & dining area featuring custom cabinetry that opens into a spacious living room, creating the perfect space for entertaining family and friends. The home also offers two generous bedrooms with walk-in closets & a beautifully designed custom bathroom. Enjoy peaceful East Texas mornings & evenings from the full length covered front & back porches overlooking the spacious yard. The property is fully fenced with a 5 foot chain-link fence, & includes a brand-new aerobic septic system, providing added value & peace of mind. Located only one minute from the shopping, restaurants, schools, and entertainment of downtown Mount Vernon, & just minutes from Lake Cypress Springs, this property is ideally positioned for enjoying everything East Texas has to offer. Conveniently located approximately 100 miles east of Dallas along Interstate 30. Whether you’re looking for your first home, a weekend getaway, or a peaceful place to call home, this property offers incredible potential and is priced to sell.

175 Nw County Road 1010, Mt Vernon

Listing Courtesy of: with United Country Cain Agency. info@winnsborotx.com
38 Twisted Trail, Mt Vernon
$295,000
2 Beds ⋅ 2 Baths ⋅ 26009671 MLS
Sellers Motivated! Don't miss the opportunity at this Charming Lake Community Retreat Just One Block from Beautiful Lake Cypress Springs! Nestled in the highly sought-after, gated Tall Tree community, this beautifully updated 2-bedroom, 2-bathroom home offers the perfect blend of rustic character and modern comfort. Surrounded by mature trees and abundant wildlife, the property invites nature indoors with large windows that frame scenic wooded views and flood the space with natural light. Inside, warm pine-accented walls create an inviting, cozy atmosphere. The completely updated kitchen boasts contemporary fixtures, a convenient breakfast bar, a spacious pantry, and updated bathrooms—ideal for both everyday living and casual entertaining. The one car garage features extra overhead storage, and the separate outdoor storage building offers incredible potential to be converted into a private home office, hobby shop, or extra living space. Enjoy exclusive access to premium Tall Tree amenities, including 2 private boat ramps, clubhouse, tennis courts, swimming pool, and 24/7 gated security. This property presents a rare opportunity to own a tranquil lake-area home with both comfort and character a peaceful primary residence, a turnkey weekend escape, or a high-potential investment property in East Texas, this rare gem delivers. See list of updated in associated docs.

38 Twisted Trail, Mt Vernon

Listing Courtesy of: with Texas Real Estate Executives. texasrealestateexecutives@yahoo.com
1960 Nw County Road 1030, Mt Vernon
$347,900
4 Beds ⋅ 2 Baths ⋅ 26001599 MLS
Looking for a place in the country but close to town? You found it with this one! Cute 4 bed, 2 bath brick home is on 4 acres with a nice pond, good pasture. Property has been fenced and cross fenced. There is a shop with a covered area for parking your lawn mower or tractor. And, if you own a small plane, there is an airport just down the road! Don't miss this one! Call today to schedule your private showing!

1960 Nw County Road 1030, Mt Vernon

Listing Courtesy of: with Mayben Realty - Pittsburg. mmayben@maybenrealty.com
106 Pecan Ridge Rd, Mt Vernon
$314,900
4 Beds ⋅ 3 Baths ⋅ 25014335 MLS
Welcome to 106 Pecan Ridge Road, a lovely transitional-style home that feels like new, ideally located near the MVISD campus. Situated on a spacious lot, this thoughtfully designed home combines style, comfort, and functionality for everyday living. The lower level is dedicated to inviting living spaces, including a family room, dining area, and a bright, open kitchen featuring custom cabinetry, granite countertops, a breakfast bar, and a large pantry. A convenient laundry room and powder bath complete the main floor. Step outside to the fully covered patio with lighting and a ceiling fan—perfect for relaxing or entertaining in every season. The expansive backyard offers ample space for gardening, outdoor games, or creating your own private retreat. Upstairs, you’ll find four comfortable bedrooms and two full bathrooms, along with a charming reading nook at the top of the stairs. Throughout the home, you’ll appreciate the neutral color palette, vinyl plank and tile flooring, and an abundance of natural light. This move-in-ready property offers the best of modern living in a desirable location—don’t miss your chance to make it yours!

106 Pecan Ridge Rd, Mt Vernon

Listing Courtesy of: with Coldwell Banker Lakehaven, REA. david@watsonrealtors.com
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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) of the Greater Tyler Association of REALTORS Multiple Listing Service. The IDX logo indicates listings of other real estate firms that are identified in the detailed listing information. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information is deemed reliable, but not guaranteed.

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