Winnsboro Homes under $400,000

Winnsboro Homes under $400,000

Welcome to Winnsboro, Texas – a hidden gem nestled in the heart of East Texas! Known for its charming small-town atmosphere and warm community spirit, Winnsboro offers a unique blend of natural beauty and southern hospitality. With its picturesque landscapes, friendly residents, and rich history, this quaint town is the perfect place to call home.

Winnsboro boasts an array of outdoor activities, from fishing and boating on Lake Winnsboro to hiking along the scenic trails that surround the area. The vibrant downtown district is filled with local boutiques, eateries, and art galleries, making it a delightful spot to explore and unwind. The annual events and festivals, such as the Winnsboro Rodeo and the Harvest Festival, showcase the town’s lively culture and bring the community together.

For those looking to settle down in this idyllic setting, Winnsboro offers a variety of homes priced under $400,000, making it an attractive option for first-time buyers, families, and retirees alike. Whether you’re seeking a cozy cottage or a spacious family home, the real estate market here caters to diverse tastes and budgets. With a strong sense of community and an abundance of amenities, you’ll find that your dream home is within reach.

Discover the charm of Winnsboro, where affordable living meets a vibrant lifestyle. Come explore the possibilities and find your perfect home in this enchanting Texas town!

Newest Winnsboro Homes under $400,000

514 Mcmillan Dr, Winnsboro
$199,999
3 Beds ⋅ 2 Baths ⋅ 21404186 MLS
Classic charm meets thoughtful updates in this 3-bedroom, 1.5-bath Winnsboro home offering 1,306 square feet of inviting living space! Located in an established neighborhood just west of downtown, this home combines the character of an older home with several significant recent improvements. Inside, beautiful refinished hardwood floors flow through much of the home, while spacious living and dining areas provide plenty of room to gather. The kitchen offers abundant cabinetry, updated countertops and finishes, a breakfast bar, and plenty of workspace. A brick fireplace adds even more warmth and character. The seller has invested in several major improvements, including a new roof in 2024, recent house leveling and replacement of floor joists, replacement of drain lines beneath the home, updated plumbing under the kitchen sink, and additional attic insulation added in 2026. The ceilings, carport, and walls have also been freshly painted, with additional updates made to the kitchen and bathrooms. Outside, mature trees give the property an established feel, while the large fenced backyard provides plenty of room for pets, gardening, entertaining, or weekend BBQs with family and friends. Conveniently located between Hwy 11 and Pine Street, you're just minutes from historic downtown Winnsboro and its locally owned shops, restaurants, Farmers' Market, and Winnsboro Center for the Arts. With classic character, generous outdoor space, and many of the big-ticket improvements already completed, this Winnsboro home is ready for its next chapter!

514 Mcmillan Dr, Winnsboro

Listing courtesy of Bradley Edge from RE/MAX Advanced. Contact: 903-885-5040

320 Pr 8585, Winnsboro
$365,000
3 Beds ⋅ 1 Baths ⋅ 21390959 MLS
Escape to the woods! Tucked among the trees in gated 4D Estates, this beautifully remodeled 3 bedroom, 1 bath home offers thoughtful design, abundant natural light and incredible outdoor living. Built in 1992 and extensively remodeled in 2024, the home also features a roof installed in July 2025. Inside, an open concept floor plan and expansive windows showcase the surrounding woods, creating a seamless connection between indoors and out. LVP flooring flows throughout the living spaces. The kitchen features imported Brazilian countertops, stainless steel KitchenAid appliances, gas cooktop and stainless vent hood. The spa inspired bathroom features a glass enclosed tiled shower, tiled flooring, warm natural wood walls and tongue and groove ceilings. Outside, a 12 foot wraparound deck, covered deck and patio create plenty of space for relaxing and entertaining, while a path through the woods leads to lake access. For the gardener or anyone dreaming of a more self sufficient lifestyle, the property offers an incredible setup with a custom greenhouse featuring natural wood framing, growing benches and shelving. Multiple raised and container garden beds, trellises and established plantings provide room to grow vegetables, herbs, flowers and more. Enjoy persimmons, peaches, tomatoes, blackberries, blueberries, onions and other homegrown favorites. A chicken coop and custom outdoor pizza oven add even more character. The insulated 20x28 shop offers electricity, a bay door, pass through door and 12x20 lean to. A separate heated and cooled office features tile flooring and large picture windows. A two car carport provides covered parking. A truly one of a kind property designed for enjoying the outdoors, growing your own food and embracing a little piece of country life.

320 Pr 8585, Winnsboro

Listing courtesy of Sarah Bell from Texas Real Estate Executives. Contact: 903-680-4663

5070 Fm 2088 Farm To Market, Winnsboro
$169,000
5 Beds ⋅ 1 Baths ⋅ 26012520 MLS
Rare 12-acre opportunity in Winnsboro! This unique property offers approximately 2,100 sq. ft. with 5 bedrooms and 1 bathroom, providing plenty of space and endless possibilities for its next owner. Situated on 12 acres of beautiful East Texas land, the property offers a peaceful country setting with a combination of wooded and open areas. The home offers character, spacious living areas, and an excellent opportunity for someone looking to add their own personal style and vision. Whether you’re looking for a full-time residence, a weekend retreat, an investment property, or a place to create your own homestead, this property has the space and versatility to make it your own. The acreage is complemented by multiple outbuildings, including a wood pole barn and workshop, offering excellent space for equipment, storage, hobbies, projects, or additional workspace. A below-ground cellar adds even more functionality and character to the property. With its combination of acreage, a spacious 5-bedroom home, multiple outbuildings, workshop, barn, and cellar, this property offers a rare opportunity to own a substantial piece of East Texas with plenty of room to grow and create. Whether you’re an investor, looking for a renovation opportunity, or simply searching for land and a home where you can build your vision, this Winnsboro property is full of potential. Come see the property and imagine what you can make of it!

5070 Fm 2088 Farm To Market, Winnsboro

Listing Courtesy of: with Keller Williams Realty-Tyler. annel@kw.com

320 Pr 8585, Winnsboro
$365,000
3 Beds ⋅ 1 Baths ⋅ 26012272 MLS
Escape to the woods! Tucked among the trees in gated 4D Estates, this beautifully remodeled 3 bedroom, 1 bath home offers thoughtful design, abundant natural light and incredible outdoor living. Built in 1992 and extensively remodeled in 2024, the home also features a roof installed in July 2025. Inside, an open concept floor plan and expansive windows showcase the surrounding woods, creating a seamless connection between indoors and out. LVP flooring flows throughout the living spaces. The kitchen features imported Brazilian countertops, stainless steel KitchenAid appliances, gas cooktop and stainless vent hood. The spa inspired bathroom features a glass enclosed tiled shower, tiled flooring, warm natural wood walls and tongue and groove ceilings. Outside, a 12 foot wraparound deck, covered deck and patio create plenty of space for relaxing and entertaining, while a path through the woods leads to lake access. For the gardener or anyone dreaming of a more self-sufficient lifestyle, the property offers an incredible setup with a custom greenhouse featuring natural wood framing, growing benches and shelving. Multiple raised and container garden beds, trellises and established plantings provide room to grow vegetables, herbs, flowers and more. Enjoy persimmons, peaches, tomatoes, blackberries, blueberries, onions and other homegrown favorites. A chicken coop and custom outdoor pizza oven add even more character. The insulated 20x28 shop offers electricity, a bay door, pass through door and 12x20 lean to. A separate heated and cooled office features tile flooring and large picture windows. A two car carport provides covered parking. A truly one of a kind property designed for enjoying the outdoors, growing your own food and embracing a little piece of country life.

320 Pr 8585, Winnsboro

Listing Courtesy of: with Texas Real Estate Executives. texasrealestateexecutives@yahoo.com

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) of the Greater Tyler Association of REALTORS Multiple Listing Service. The IDX logo indicates listings of other real estate firms that are identified in the detailed listing information. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information is deemed reliable, but not guaranteed.